2026 Figures > TFSA Limit 2026 and Cumulative Room
TFSA Limit 2026 and Cumulative Room
What is the TFSA contribution limit in 2026?
$7,000 in 2026; cumulative room of $109,000 for someone eligible since 2009 (18 or older in 2009) who has never contributed.
Verified on 2026-09-25 · official source
- Withdrawals give back room the following calendar year.
- Unused room carries forward with no time limit.
- TFSA income and withdrawals are not taxable and do not affect OAS or GIS.
Frequently Asked Questions
How much can you contribute to a TFSA in 2026?
$7,000.
What is the maximum cumulative room since 2009?
$109,000 in 2026.
Apply this figure to your client's file
Atlas CSF+ calculates the impact for your client (tax, OAS, GIS, retirement) using official 2026 figures and produces the client report.