2026 Figures > RRSP Limit 2026
RRSP Limit 2026
What is the RRSP contribution limit in 2026?
18% of the prior year's earned income, up to $33,810 in 2026 (reached at earned income of $187,833).
Verified on 2026-09-25 · official source
- The limit is reduced by the pension adjustment (PA) from an employer pension plan.
- Unused room carries forward indefinitely.
- Mandatory conversion to a RRIF or annuity by the end of the year you turn 71.
Frequently Asked Questions
What is the 2026 RRSP maximum?
$33,810.
At what age must an RRSP be converted?
By December 31 of the year you turn 71.
Apply this figure to your client's file
Atlas CSF+ calculates the impact for your client (tax, OAS, GIS, retirement) using official 2026 figures and produces the client report.