2026 Figures > Pension Income Credit 2026

Pension Income Credit 2026

What is the pension income credit worth in 2026?

Federal: 14% × $2,000 (reduced by the Quebec abatement). Quebec: 14% × $3,541, i.e. $496 maximum, reduced with the age amount based on family income.

Verified on 2026-09-25 · official source

  • A pension annuity (RREGOP, PPMP): eligible at any age federally. A RRIF or RRSP annuity: at age 65 and over.
  • In Quebec, the transferor must be 65 or older for pension income splitting.

Frequently Asked Questions

Does a RRIF withdrawal at 62 qualify for the credit?

No: for a RRIF, you must be 65 or older.

Taxation of annuities and pensionsAll 2026 figures

Apply this figure to your client's file

Atlas CSF+ calculates the impact for your client (tax, OAS, GIS, retirement) using official 2026 figures and produces the client report.