2026 Figures > OAS Clawback Threshold 2026
OAS Clawback Threshold 2026
Above what income is OAS clawed back in 2026?
Above $95,323 of net income, 15% of the excess is recovered; OAS is fully clawed back around $154,753 (ages 65-74).
Verified on 2026-09-25 · official source
- The calculation is individual (each person's own net income, including OAS), never household-based.
- Deferring OAS does not avoid the clawback: the enhanced OAS is also clawed back at 15%.
- TFSA withdrawals do not count in net income.
Frequently Asked Questions
Is the OAS clawback based on household income?
No, on each individual's net income.
Apply this figure to your client's file
Atlas CSF+ calculates the impact for your client (tax, OAS, GIS, retirement) using official 2026 figures and produces the client report.