2026 Figures > Home Buyers' Plan 2026: Maximum RRSP Withdrawal
Home Buyers' Plan 2026: Maximum RRSP Withdrawal
How much can you withdraw from an RRSP under the Home Buyers' Plan in 2026?
Up to $60,000 per person ($120,000 for a couple), repayable over 15 years.
Verified on 2026-09-25 · official source
- 5e année suivant le retrait pour un premier retrait du 1er janv. 2022 au 31 déc. 2028
- RRSP contributions made less than 90 days before the withdrawal are not eligible for the HBP.
Frequently Asked Questions
Is the HBP taxable?
Not if repayments are made; a missed repayment is added to that year's income.
Apply this figure to your client's file
Atlas CSF+ calculates the impact for your client (tax, OAS, GIS, retirement) using official 2026 figures and produces the client report.